BSTPay is a global fintech platform simplifying cross-border payments, merchant collections, remittances, and multi-currency financial services.
We empower businesses, freelancers, and global communities with secure, instant, and scalable payment solutions built for the digital economy.
Fast cross-border transactions
Enterprise-grade protection
BSTPay provides scalable payment infrastructure for online stores, marketplaces, fintech companies, and remittance platforms — helping businesses grow globally with seamless payments.
Accept local and international payments directly on your website with fast checkout systems, payment links, invoices, and secure transaction processing designed for modern online businesses.
Manage vendors, automate split settlements, monitor transactions, and streamline payouts with infrastructure built to support growing digital marketplaces and platforms.
Enable secure and instant cross-border transfers for diaspora communities, businesses, and individuals with fast settlements and reliable global payment delivery.
From cross-border transactions to merchant tools and secure APIs, BSTPay provides everything businesses need to move money globally.
Send and receive payments across borders instantly with multi-currency support, fast settlements, and real-time tracking for businesses worldwide.
Accept online, in-store, QR code, invoice, and payment link transactions with seamless checkout experiences for customers globally.
Enterprise-grade security architecture with fraud prevention, encrypted transactions, and intelligent monitoring systems.
Move funds instantly between wallets, banks, and merchants with near real-time settlements across supported countries.
Powerful APIs and integrations that allow developers to embed BSTPay payments into apps, platforms, and marketplaces.
AI-powered fraud detection and transaction monitoring help businesses reduce risk while maintaining smooth customer experiences.
Everything you need to accept payments, automate billing, manage customers, and scale globally with BSTPay.
Local & international payments
Fast in-store checkout
Share anywhere instantly
Automated billing system
Secure & Trusted
BSTPay provides fast, secure APIs for payments, wallets, transfers, invoices, and global merchant tools — built for scale and simplicity.
Launch in minutes
Enterprise grade
const payment = await fetch("https://api.bstpay.com/v1/payment", {
method: "POST",
headers: {
Authorization: "Bearer YOUR_SECRET_KEY",
"Content-Type": "application/json"
},
body: JSON.stringify({
amount: 100,
currency: "USD",
recipient: "merchant_id"
})
});
const response = await payment.json();
console.log(response);
Start accepting payments with transparent fees, instant settlements, and scalable infrastructure built for startups, merchants, and enterprises.
Perfect for startups & small businesses.
Built for scaling merchants & online stores.
Advanced infrastructure for large organizations.
Clear pricing with no hidden charges.
| Service | Fee | Description |
|---|---|---|
| Local Payments | 1.5% | Local card & wallet transactions |
| International Payments | 3.5% | Cross-border merchant transactions |
| Instant Withdrawals | Flat $1 | Instant bank & wallet settlements |
| Currency Conversion | 0.5% | Real-time FX conversion processing |
| Chargebacks | $15 | Dispute & chargeback handling fee |
Powerful payment tools, merchant infrastructure, APIs, global settlements, and seamless checkout systems designed to help your business grow faster worldwide.
Send money, accept payments, manage merchants, track analytics, and handle cross-border transactions directly from your phone with BSTPay.
Move funds globally in seconds.
Enterprise-grade encryption & fraud protection.
Accept international payments seamlessly.
Track transactions and business growth.
Create your account, verify your identity, and start accepting or sending payments globally.
Register with your email and verify your phone number securely with OTP authentication.
Submit your BVN, ID, and KYC details for a secure and compliant account setup.
Add funds and instantly start sending payments, receiving transfers, or paying merchants.
Monitor transactions, request cards, manage payments, and grow your business globally.
Learn from real merchants and businesses using BSTPay for global payments.
Learn how merchants accept global payments instantly.
Merchant Success Story
How businesses scale globally
Fast Cross-Border Payments
Instant settlements worldwide
Build a profitable financial service business with BSTPay. Register customers, process cash transactions, provide POS services, onboard merchants, and earn commissions while expanding financial access across your community.
Earn from transfers, cash withdrawals, deposits, bill payments, and merchant onboarding.
Apply as a kiosk agent, retail shop agent, POS merchant, or super agent.
Complete your onboarding in a few simple steps.
Fill out the BSTPay agent onboarding form with your personal, business, and operational information.
Submit your valid ID, passport photograph, proof of address, RC/TIN documents (if applicable), and business location details for compliance verification.
BSTPay performs KYC validation, operational review, and business location assessment before approval.
Once approved, you receive your BSTPay Agent ID, referral tools, dashboard access, and commission-enabled wallet.
Compliance and onboarding requirements
Full name, phone number, email address, date of birth, and residential details.
State, city, street address, landmark, and shop/business location details.
National ID, NIN slip, voter’s card, driver’s license, or international passport.
RC number, TIN number, certificate of incorporation, tax certificate, and business proof (if applicable).
Upload a recent passport photograph and clear photos of your proposed shop or kiosk location.
Stable internet access, smartphone/device availability, and startup operating capital.
All applications undergo KYC verification, business review, and fraud screening before approval into the BSTPay agent network.
BSTPay collaborates with leading banks, payment providers, fintech companies, and blockchain partners.
Real feedback from businesses using BSTPay globally
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Have questions, partnership inquiries, or need support? Our team is ready to help you scale your business with secure and seamless payment infrastructure.
Everything you need to know about BSTPay.